Not affiliated
Houston homeowners insured by Farmers.
Farmers policyholders in Houston often start with the agent who sold the policy. That call is yours. If the roof is open or the floor is wet, call us too. We are not Farmers.
Houses, commercial buildings, and apartments
The same crew for a house, a complex, or a storefront.
Elite Restorations does emergency storm and water damage work for homes, commercial buildings, and apartment complexes across Greater Houston. Property managers, HOAs, and building owners can call (713) 909-0034 any time for an active emergency. The office at 511 Crestwater Ct is open Monday through Saturday, 8:00 AM to 6:00 PM for scheduled visits.
Commercial and multifamily storm restorationInsurance claim help
We help you with your insurance claim
Elite Restorations helps Houston homeowners, property managers, and building owners document storm and water damage and keep the repair moving. We are not public adjusters. We do not file claims for you, give legal advice, or promise that a claim will be approved or paid. Your insurer decides coverage. Check your policy.
The disasters we document most often
Flooding
Water that rises from the street, a bayou, or a reservoir is often a different policy from a homeowners or dwelling policy. We photograph where the water entered and how high it went. We do not rename rising water as a plumbing break.
Hurricanes
After a hurricane we help secure openings, photograph the roof and wet rooms, and write down the drying and repair scope. Hurricane season on the Gulf runs June 1 through November 30. Notice rules are in your policy. We do not invent a deadline.
Hail
Hail bruises roofs and can crack skylights and light fixtures. We photograph the roof and any interior wetting before a cover hides the opening, then help with a repair estimate. The carrier decides what is hail and what is wear.
Storms and wind
Straight-line wind and severe thunderstorms lift shingles, throw limbs, and drive rain into ceilings from Clear Lake to Katy and The Woodlands. We document the opening and the rooms underneath.
Tornadoes
A tornado can take a roof, a wall, or a run of windows. The first work is safety, then photos, then a tarp or board-up when it is safe to do that. We assist with the estimate and the repair record. We do not promise a payout.
What we actually do on the claim
- Photograph the damage, including wide shots and close shots, before cleanup when that is safe.
- Emergency mitigation to limit further damage: tarping a roof, boarding an opening, extracting water, and drying. Many policies expect you to limit further damage. That work is not a promise of reimbursement.
- Meet the adjuster on site when you want us there, and walk through what we saw of the building.
- Prepare a detailed repair estimate for the construction. The estimate is not the claim payment.
- Stay with the repair and share photos and notes with you so you can share them with the insurer.
Not affiliated
An agent relationship is not our relationship.
Elite Restorations is not affiliated with, endorsed by, or a preferred vendor of Farmers. We do not represent Farmers, and we do not use their logo. We work with Houston homeowners, property managers, and building owners who are insured by Farmers and want help documenting water, storm, or roof damage. Coverage, deductibles, and payment are Farmers's decision under the policy. Check that policy. We are not public adjusters and we do not promise a claim will be approved or paid.
We do not know which Farmers agent you use, and we will not call ourselves part of that agency. Ask Farmers how they want notice. Write the claim number down. Our work is the building at the address you give us, from the office at 511 Crestwater Ct, Houston, TX 77082.
The path
Notice, protection, inspection, repair.
A Texas homeowner's water or storm claim usually moves in that order. It is a description of what we see, not a Farmers procedure we are quoting. Your policy sets the proof and the timing. We will not invent a 48-hour rule or any other deadline.
Houston protection means a tarp when hail or a hurricane opens a roof, board-up when glass is gone, and drying when a pipe, a water heater, a dishwasher, or a toilet puts water on a slab. Hurricane season is June 1 through November 30. Spring hail hits suburbs from Katy to The Woodlands. A freeze is the week attic lines fail. Farmers decides whether any of that is covered. We decide whether the roof is safe to stand on.
If a Farmers adjuster comes, we can walk with them at your request. We show what we photographed and what we are pricing. We do not debate depreciation. The estimate is the construction. The payment is Farmers' number, if they pay.
Documentation
Keep the evidence the cleanup will erase.
Photograph before carpet leaves and before a tarp covers the hole. Note roof versus pipe versus street water. Flood from a bayou is not a kitchen supply line. We will not rewrite it.
Our drying notes and repair photos can go to Farmers with your claim number on your copy, not on our letterhead as if we were the carrier. The photo log and the Texas claims guide are the longer how-to. They are not a promise.
Houston
Same slabs, same storms, a different carrier name.
Westchase, Alief, Sugar Land, Bellaire, and Memorial houses on concrete need the same moisture map whether the policy says Farmers or someone else. Apartment managers with a Farmers policy on the building should bring unit numbers. We do not dry every unit because one ceiling stained.
Family-owned since 1993. Call or text (713) 909-0034 any time for an active emergency. Office hours Monday through Saturday, 8:00 AM to 6:00 PM. We are not Farmers.
On site
Mitigation and repair, kept in separate sentences.
We tarp, board up, extract, and dry. Then we repair what you hire: roofs, drywall, floors. A Farmers check, if one is issued, does not have to match our invoice line for line. We will explain our scope. We will not dress up wear as hail or a slow leak as a sudden break.
Call (713) 909-0034 when water is still moving or the building is open. Text if you cannot talk. The emergency form is a call-back request, not a guaranteed arrival after a citywide storm.
After the call
What a Farmers policyholder can expect from us.
The first visit is a look, not a speech about what Farmers owes. On a house we walk the wet rooms or the roof from a safe place, photograph what is already damaged, and say whether the next hour is a tarp, a board-up, drying, or a scheduled repair. On an apartment community we need the unit numbers and a person who can open doors. On a small commercial building we need to know what is under the leak: stock, a server closet, or an empty suite. Those details change the order of work. They do not change who decides the claim.
Drying on a Houston slab means meters, extraction, air movers, and dehumidifiers, because the air outside is often too wet to finish the job. We do not close a wall because a tenant wants paint the same night. Repairs, drywall, flooring, roofing, start when the readings support them. The price we give is for that construction. A Farmers payment, if one arrives, is a separate event. We will not tell you the two numbers have to match, and we will not rewrite a slow leak as a sudden break to make them closer.
Neighborhoods we actually drive: Houston, Westchase, Alief, the Energy Corridor, Katy, Sugar Land, Bellaire, Memorial, The Woodlands, Pearland, and Clear Lake. The office is 511 Crestwater Ct. Family-owned since 1993. If you only wanted the photo habit and not a crew, the photo log on this site is free and it does not create coverage with Farmers or anyone else. A tarp, a board-up, and a dry-out can happen the same day and still be three lines on the estimate. We label them that way so a Farmers file can be read without guessing.
Questions
Should I call my Farmers agent first?
Call us if the building is getting worse. Notice to Farmers is still your job. Ask them how they want it, and keep the claim number.
Can you tell me the Farmers deductible?
No. We will not guess a wind or hail percentage. Read the declarations or ask Farmers.
Do you work only on roofs?
No. Roofs, tarps, board-up, and indoor water from pipes and appliances. The cause stays what we can see.
What if Farmers wants to inspect before repairs?
Ask them. We still photograph and protect an opening that is letting weather in, when it is safe. Permanent finishes can wait. More water should not.
Are you a Farmers partner?
No. We are not affiliated with Farmers. You hire Elite Restorations. Farmers decides the claim.
Do you promise payment?
No. Photos, mitigation, an estimate, and an adjuster meeting if you want us there. Farmers decides coverage. Check your policy.
Flood versus a homeowners claim?
Rising water is often a different policy from wind, hail, or a sudden pipe break. We do not rename one as the other. Ask your insurer.
Hurricanes, hail, wind, tornadoes?
We document them, protect the building when it is safe, dry it, and estimate repairs. We do not file the Farmers claim or give legal advice.
What photos help?
Wide shots, close shots, the source, and belongings before cleanup. The photo log on this site is free. It does not create coverage.
Will you meet the adjuster?
Yes, if you ask. We explain the building. We do not negotiate the settlement.
Apartments and commercial buildings?
Yes. Call (713) 909-0034 any time for an active storm or water emergency at a house, an apartment community, or a commercial building.
Damage in a Farmers household?
Call (713) 909-0034 or text us. We help document and repair. Farmers decides the claim. We are not Farmers.
