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Elite Restorations

Not affiliated

Houston homeowners insured by Travelers.

Travelers shows up on Houston houses and on some commercial policies. We do not know which one you have, and we are not a Travelers contractor. We repair buildings. Travelers handles claims.

Houses, commercial buildings, and apartments

The same crew for a house, a complex, or a storefront.

Elite Restorations does emergency storm and water damage work for homes, commercial buildings, and apartment complexes across Greater Houston. Property managers, HOAs, and building owners can call (713) 909-0034 any time for an active emergency. The office at 511 Crestwater Ct is open Monday through Saturday, 8:00 AM to 6:00 PM for scheduled visits.

Commercial and multifamily storm restoration

Insurance claim help

We help you with your insurance claim

Elite Restorations helps Houston homeowners, property managers, and building owners document storm and water damage and keep the repair moving. We are not public adjusters. We do not file claims for you, give legal advice, or promise that a claim will be approved or paid. Your insurer decides coverage. Check your policy.

The disasters we document most often

  • Flooding

    Water that rises from the street, a bayou, or a reservoir is often a different policy from a homeowners or dwelling policy. We photograph where the water entered and how high it went. We do not rename rising water as a plumbing break.

  • Hurricanes

    After a hurricane we help secure openings, photograph the roof and wet rooms, and write down the drying and repair scope. Hurricane season on the Gulf runs June 1 through November 30. Notice rules are in your policy. We do not invent a deadline.

  • Hail

    Hail bruises roofs and can crack skylights and light fixtures. We photograph the roof and any interior wetting before a cover hides the opening, then help with a repair estimate. The carrier decides what is hail and what is wear.

  • Storms and wind

    Straight-line wind and severe thunderstorms lift shingles, throw limbs, and drive rain into ceilings from Clear Lake to Katy and The Woodlands. We document the opening and the rooms underneath.

  • Tornadoes

    A tornado can take a roof, a wall, or a run of windows. The first work is safety, then photos, then a tarp or board-up when it is safe to do that. We assist with the estimate and the repair record. We do not promise a payout.

What we actually do on the claim

  • Photograph the damage, including wide shots and close shots, before cleanup when that is safe.
  • Emergency mitigation to limit further damage: tarping a roof, boarding an opening, extracting water, and drying. Many policies expect you to limit further damage. That work is not a promise of reimbursement.
  • Meet the adjuster on site when you want us there, and walk through what we saw of the building.
  • Prepare a detailed repair estimate for the construction. The estimate is not the claim payment.
  • Stay with the repair and share photos and notes with you so you can share them with the insurer.

Not affiliated

House policy or building policy, still not our partner.

Elite Restorations is not affiliated with, endorsed by, or a preferred vendor of Travelers. We do not represent Travelers, and we do not use their logo. We work with Houston homeowners, property managers, and building owners who are insured by Travelers and want help documenting water, storm, or roof damage. Coverage, deductibles, and payment are Travelers's decision under the policy. Check that policy. We are not public adjusters and we do not promise a claim will be approved or paid.

A homeowner and a commercial certificate are different documents. Tell us which you think you have, and then confirm it with Travelers. We will not treat a shop policy and a house policy as the same claim just because the roof leaked.

The path

The sequence we see, not a Travelers manual.

Notice to the carrier, protection of the property, an inspection, and a repair. That is the ordinary Texas path. Travelers may ask for notice in a specific way. Ask them. Keep the claim number. We do not file it and we do not quote their internal timelines.

On site in Houston we tarp storm openings, board broken glass, and dry water from roofs, pipes, heaters, dishwashers, and toilets. Slabs hold moisture. Hurricane season runs June 1 through November 30. Hail is a spring and summer problem inland. A freeze is occasional and brutal on attic lines. We write the cause we can see.

Commercial and apartment losses need a list of suites or units and a person who can approve openings. We can meet a Travelers adjuster on site. We explain the building. We do not negotiate the loss.

Documentation

Two files: yours and the construction.

Your file is the claim number, the photos you took, and what Travelers told you to save. Our file is moisture, tear-out, and the repair estimate. You may attach ours to yours. We do not merge them into a demand.

The photo log is the simplest room-by-room packet. Use it the day of the loss. It does not create coverage and it does not replace notice to Travelers.

Houston

Greater Houston, one office, no logo swap.

We work from 511 Crestwater Ct across Houston, the Energy Corridor, Katy, Sugar Land, Clear Lake, and The Woodlands. Family-owned since 1993. A Travelers-insured house and a Travelers-insured storefront can both call (713) 909-0034. The scopes will not look the same, and we will not force them to.

Text the same number. Active emergencies any time. Office hours Monday through Saturday, 8:00 AM to 6:00 PM. We are not Travelers.

On site

What the estimate is allowed to be.

The estimate prices repairs: roofing, drywall, floors, a tarp, a board-up, drying. It does not price 'what Travelers should owe.' If a commercial loss and a house loss are both open after the same storm, they get separate notes. Floodwater gets called floodwater.

Call (713) 909-0034 if the building is open or wet. We will say whether we can be on the roof safely. We will not promise a Travelers outcome.

After the call

House file and building file stay apart.

Travelers may insure the house you live in or a building you own. We ask which, because a leasing office and a kitchen are not documented the same way. A house file names rooms. A building file names suites or units, the roof access, and who can approve drywall while people are still inside. Both get photos before cleanup. Neither gets our name printed as if Travelers sent us.

Houston weather still drives the work. Wind and hail on asphalt, hurricane rain through flashing from June through November, a freeze that splits an attic line, a water heater that empties onto a garage slab. We say which of those we see. We do not fold a maintenance leak into a storm story because a storm happened to pass the same month. The slab-moisture problem is real here: concrete holds water after the puddle is gone, and we meter it before we rebuild.

Family-owned since 1993 at 511 Crestwater Ct. Call or text (713) 909-0034. If you only need the habit of photographing a loss, use the photo log. Hiring us is separate, and Travelers' decision is separate again. On a two-story house the leak often shows downstairs. On a garden apartment it shows in the top-floor ceiling and sometimes the corridor. We list those places. We do not price a whole community from one stain, and we do not promise the policy will treat wind, hail, a burst pipe, and rising water as one event. If Travelers wants the damaged pipe or a piece of shingle saved, follow their instruction. We will not invent a holding period, and we will not throw the evidence away to make the room look finished. If the ceiling below an upstairs bath is stained, that ceiling is part of the visit until a meter says it is dry. Travelers does not get a different meter. The address does. A Clear Lake wind opening and a Katy hail roof are written as the roofs they are. The notes stay that specific on that roof.

Questions

Do you handle Travelers commercial claims differently?

The documentation is stricter about suites and access. The rule is the same: we are not Travelers, and we do not decide coverage.

Can you tell a house policy from a business policy?

Not from the logo on a card. You and Travelers can. Tell us what you believe you have, and we will still describe only the building.

Will you wait to tarp until Travelers arrives?

If more weather is coming and the roof is safe, we photograph and cover. Ask Travelers what they want saved. We do not invent their instruction.

Are you on a Travelers vendor list?

No. If someone told you we were, they were wrong. You can hire us anyway. Travelers still decides the claim.

Are you a Travelers partner?

No. We are not affiliated with Travelers. You hire Elite Restorations. Travelers decides the claim.

Do you promise payment?

No. Photos, mitigation, an estimate, and an adjuster meeting if you want us there. Travelers decides coverage. Check your policy.

Flood versus a homeowners claim?

Rising water is often a different policy from wind, hail, or a sudden pipe break. We do not rename one as the other. Ask your insurer.

Hurricanes, hail, wind, tornadoes?

We document them, protect the building when it is safe, dry it, and estimate repairs. We do not file the Travelers claim or give legal advice.

What photos help?

Wide shots, close shots, the source, and belongings before cleanup. The photo log on this site is free. It does not create coverage.

Will you meet the adjuster?

Yes, if you ask. We explain the building. We do not negotiate the settlement.

Apartments and commercial buildings?

Yes. Call (713) 909-0034 any time for an active storm or water emergency at a house, an apartment community, or a commercial building.

Damage in a Travelers household?

Call (713) 909-0034 or text us. We help document and repair. Travelers decides the claim. We are not Travelers.

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